Recipe of the Month: March 2012

Homemade Black Bean Burgers

Ingredients

• 1 (16 ounce) can black beans, drained and rinsed
• 1/2 green bell pepper, cut into 2 inch pieces
• 1/2 onion, cut into wedges
• 3 cloves garlic, peeled
• 1 egg
• 1 tablespoon chili powder
• 1 tablespoon cumin
• 1 teaspoon Thai chili sauce or hot sauce
• 1/2 cup bread crumbs

Directions

1. If grilling, preheat an outdoor grill for high heat, and lightly oil a sheet of aluminum foil. If baking, preheat oven to 375 degrees F, and lightly oil a baking sheet.
2. In a medium bowl, mash black beans with a fork until thick and pasty.
3. In a food processor, finely chop bell pepper, onion, and garlic. Then stir into mashed beans.
4. In a small bowl, stir together egg, chili powder, cumin, and chili sauce.
5. Stir the egg mixture into the mashed beans. Mix in bread crumbs until the mixture is sticky and holds together. Divide mixture into four patties.
6. If grilling, place patties on foil, and grill about 8 minutes on each side. If baking, place patties on baking sheet, and bake about 10 minutes on each side.

I promise these are so good! I will take one over a regular beef burger or turkey burger any day!

Recipe of the Month: February 2012

I've been wanting to make Baklava from scratch for a while now. I figured I'd share this recipe from allrecipes.com that has a 5-star rating. I will be sure to share my experience when I make this!

Baklava Recipe
Ingredients

• 1 (16 ounce) package phyllo dough
• 1 pound chopped nuts
• 1 cup butter
• 1 teaspoon ground cinnamon
• 1 cup water
• 1 cup white sugar
• 1 teaspoon vanilla extract
• 1/2 cup honey

Directions

1. Preheat oven to 350 degrees F(175 degrees C). Butter the bottoms and sides of a 9x13 inch pan.
2. Chop nuts and toss with cinnamon. Set aside. Unroll phyllo dough. Cut whole stack in half to fit pan. Cover phyllo with a dampened cloth to keep from drying out as you work. Place two sheets of dough in pan, butter thoroughly. Repeat until you have 8 sheets layered. Sprinkle 2 - 3 tablespoons of nut mixture on top. Top with two sheets of dough, butter, nuts, layering as you go. The top layer should be about 6 - 8 sheets deep.
3. Using a sharp knife cut into diamond or square shapes all the way to the bottom of the pan. You may cut into 4 long rows the make diagonal cuts. Bake for about 50 minutes until baklava is golden and crisp.
4. Make sauce while baklava is baking. Boil sugar and water until sugar is melted. Add vanilla and honey. Simmer for about 20 minutes.
5. Remove baklava from oven and immediately spoon sauce over it. Let cool. Serve in cupcake papers. This freezes well. Leave it uncovered as it gets soggy if it is wrapped up.

Here is the link to the recipe on allrecipes.com: http://allrecipes.com/recipe/baklava/detail.aspx

Let me know if you try it or if you've ever made it from scratch and have a better recipe! I'd love to hear! Oh, and I wouldn't mind being your taste-tester either! :)

- Ashley

Just listed: 17415 Yakima Drive Unit C, Lockport, IL 60441 for $144,900

Just listed: 17415 Yakima Drive Unit C, Lockport, IL 60441 for $144,900

Recipe of the Month: January 2012

I just made this delicious and easy crockpot chicken tortilla soup today! It was very easy and had the perfect amount of spice.

Slow-Cooker Chicken Tortilla Soup

Ingredients

• 1 pound shredded, cooked chicken
• 1 (15 ounce) can whole peeled tomatoes, mashed
• 1 (10 ounce) can enchilada sauce
• 1 medium onion, chopped
• 1 (4 ounce) can chopped green chile peppers
• 2 cloves garlic, minced
• 2 cups water
• 1 (14.5 ounce) can chicken broth
• 1 teaspoon cumin
• 1 teaspoon chili powder
• 1 teaspoon salt
• 1/4 teaspoon black pepper
• 1 bay leaf
• 1 (10 ounce) package frozen corn
• 1 tablespoon chopped cilantro
• 7 corn tortillas
• vegetable oil

Directions

1. Place chicken, tomatoes, enchilada sauce, onion, green chiles, and garlic into a slow cooker. Pour in water and chicken broth, and season with cumin, chili powder, salt, pepper, and bay leaf. Stir in corn and cilantro. Cover, and cook on Low setting for 6 to 8 hours or on High setting for 3 to 4 hours.
2. Preheat oven to 400 degrees F (200 degrees C).
3. Lightly brush both sides of tortillas with oil. Cut tortillas into strips, then spread on a baking sheet.
4. Bake in preheated oven until crisp, about 10 to 15 minutes. To serve, sprinkle tortilla strips over soup.

I did make some changes to mine. Here's what I did differently:

• I did not cook the chicken first. I read in some of the reviews that people just put the chicken in uncooked and shredded it later. I cooked my soup on high for 3 hours and then shredded the chicken. Then I cooked it on low for another 2 hours.
• I used the hot red enchilada sauce. Since the recipe did not specify green or red, I used the spiciest and it was not too spicy at all.
• I did not cook tortilla shells. Instead, I made a side of homemade guacamole with whole grain tortilla chips and topped my soup with some raw chopped sweet onion for a little crunch.

Here is the link to the recipe on allrecipes.com website: http://allrecipes.com/recipe/slow-cooker-chicken-tortilla-soup/detail.aspx

I'm glad to start the New Year off with some spice! I hope you try this recipe and it comes out as delicious for you as it did for me!

- Ashley

Squatters Settle Into Multimillion-Dollar Homes

Squatters Settle Into Multimillion-Dollar Homes

DAILY REAL ESTATE NEWS | TUESDAY, DECEMBER 06, 2011

Squatters are finding a loophole in a Texas state law and are moving into residences, choosing some of the priciest, most luxurious homes to settle down in.

A study by the Fort Worth Star-Telegram found that squatters have overtaken numerous suburbian homes, some valued at more than $8 million, in Tarrant County.

"It's the craziest thing how anyone could be so brazen as to just break into a home and start living in it," Tarrant County Precinct 7 Constable Clint Burgess told the Associated Press.

The state law allows squatters to claim property if no owner is on hand to challenge it. They’re targeting vacant properties where owners have died or home owners are away because of a job or even illness. In one incident in Houston, squatters threw away the owner’s belongings in a commercial garbage bin and moved in while the home owner was having chemotherapy.

“Squatters are claiming houses they insist are abandoned by filing affidavits of adverse possession with county clerks, paying a $16 filing fee, keeping current with property taxes and pledging to live in the house for at least three years,” the Associated Press reports.

Source: “Squatters Occupy $2.7 Million Mansion and Other North Texas Houses Worth More than $8 Million,” Associated Press Newswires (Dec. 4, 2011)

Top reasons to sell home in winter

Top reasons to sell home in winter

Aside from less competition, low borrowing costs give buyers incentive

By Dian Hymer
Inman News™
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We're getting close to the end of the year, which begs the question of whether it's worthwhile trying to sell your home now. Is it a waste of time? Will it sit on the market and become shopworn? Should I take my house off the market for the holidays? Will the home-sale market be better for sellers in 2012?

The first question you need to ask yourself is: Are you emotionally prepared to sell? Selling is a challenge for most sellers, although some markets are better than others. Unless you bought more than eight to 10 years ago and preserved your equity, you may not be able to sell for enough to pay off the mortgages secured against the property and the other costs of selling.

For sellers who have no additional assets, a short sale or foreclosure may be the only option. If so, first look into government programs that might help you out financially. Also, talk to your attorney and tax adviser.

Sellers who have the resources to make up the difference between the sale price and the amount they owe need to ask themselves if they are willing to pay the additional cash in order to sell and move on.

There are two reasons why you might prefer bringing cash to closing. One is that your credit will not be negatively impacted, as would be the case with a short sale or foreclosure. The second is that many buyers shy away from short sales because of the lengthy and uncertain process involved.

The next thing to consider is the condition of your home. Is it ready for the market? The most salable homes are those that are in move-in condition.

Before racing to the hardware store, ask your REALTOR® about how much competition there would be for your home if you put it on the market before the holidays. Some areas are shy on inventory of good homes on the market. If so, now could be a good time to sell.

HOUSE HUNTING TIP: The supply/demand ratio plays a significant role in the health of a local real estate market. No matter what is said about the housing market nationally, it's the local picture that tells the tale in terms of the possibility of selling your home at any given time.

Most sellers don't put their homes on the market during the last or first couple of months of the year. The inventory of homes for sale tends to dwindle during the winter months. Interest rates are low. So, if there are buyers in your local market, you may be at an advantage selling when most sellers are waiting.

Some sellers feel that if they've waited this long to sell, they should put the process on hold until spring and get the house ready in the meantime. Certainly, it's not a good idea to put your house on the market until it looks great. But if you and your house are ready to sell, move ahead.

The market in general tends to slow down over the holidays. But rather than pull your house off the market and miss a likely prospect, change the showing procedure to require advance notice. And enjoy your holidays. A sale before year end could be a great holiday gift.

There is a lot of pent-up demand, on both the buyer and seller sides. Sellers have been waiting for a better time to sell. Buyers have been waiting for more quality inventory and a sense that prices have bottomed or are close to it.

THE CLOSING: Recent projections call for another five or so years of bouncing along close to the bottom of this market cycle. Many experts believe that the big price declines are behind us.

Dian Hymer, a real estate broker with more than 30 years' experience, is a nationally syndicated real estate columnist and author of "House Hunting: The Take-Along Workbook for Home Buyers" and "Starting Out, The Complete Home Buyer's Guide."

Mokena - Solid Brick Ranch - Large Lot (745689)

Mokena - Solid Brick Ranch - Large Lot (745689)

Join me at an Open House this Saturday, November 12th, from 12-3 at this beautiful Mokena home! Brought to you by Century 21 Pride!

Recipe of the Month: October 2011

Pumpkin Bread

Cook Time: 1 hour

Total Time: 1 hour

Ingredients:

• 3 1/2 cups all-purpose flour
• 2 1/2 cups sugar
• 1 1/2 teaspoons salt
• 2 teaspoons baking soda
• 1 1/2 teaspoons ground cinnamon
• 1 teaspoon ground nutmeg
• 1 can (16 ounces) pumpkin purée
• 1 cup vegetable oil
• 4 eggs

Preparation:

Grease and flour two 9x5x3-inch loaf pans. In a large mixing bowl, combine flour, sugar, salt, baking soda, cinnamon, and nutmeg. In a separate bowl, stir together the pumpkin and oil.

Beat in eggs, one at a time, beating well after each addition.

Make a well in the center of the flour mixture; add pumpkin mixture. Stir just until dry ingredients are moistened. Pour batter into prepared pans. Bake at 350° for 1 hour, or until a wooden pick or cake tester inserted in center comes out clean.

Makes 2 loaves of pumpkin bread.

Source: http://southernfood.about.com/od/pumpkinbreadrecipes/r/bl40328i.htm

Man Found Squatting in $2 Million Home

Man Found Squatting in $2 Million Home

DAILY REAL ESTATE NEWS | THURSDAY, SEPTEMBER 01, 2011

Police are warning that squatters are getting more clever, even presenting fake deeds to try to prove ownership of a property without ever paying a dime.

A Raleigh, N.C., man was recently arrested and faces several charges for allegedly squatting for at least seven months in a home valued at nearly $2 million and filing a fake deed and paperwork with the county, according to police.

Thomas Everette Jr., 31, allegedly created a fake company--the International Fidelity Trust--and created forged documents and a false deed that he filed at the county’s Register of Deeds to transfer the home to himself at no cost, according to police reports.

The $1.9 million, 7,664-square-foot home, which fell into foreclosure last year, boasts six bedrooms, six full bathrooms, theater and game rooms, a wine cellar, elevator, and a swimming pool.

A neighbor had contacted police to report someone living in the home since February. Everette avoided arrest back in February by showing paperwork that showed him as the trustee of the property.

State Attorney General Roy Cooper recently warned city officials that a group of residents had been filing fake paperwork at the county’s Register of Deeds office trying to claim ownership of at least six foreclosed homes.

Source: “Man Accused of Being a Squatter in N. Raleigh; $2 Million Home, No Money Down,” The News & Observer (Aug. 31, 2011)

Google+ Tops 20 Million Visitors

Google+ Tops 20 Million Visitors

DAILY REAL ESTATE NEWS | FRIDAY, JULY 22, 2011

In just three weeks since its launch, Google+ has boasted 20 million unique visitors worldwide--more than 5 million in the United States alone--which has many saying that it’s poised to be Facebook’s biggest competitor. Google Inc.’s new social networking site has particularly impressed observers since access to it is still by invitation only, which means a current member has to send you an invitation in order for you to join. Google hasn’t yet unleashed Google+ to its more than 1 billion monthly visitors who use its search engine, Gmail, and other services.

Still, analysts acknowledge that Google+ has a long way to go before reaching Facebook’s 750 million users and even Twitter’s 200 million, but many are expecting it to give steep competition to both.

"I've never seen anything grow this quickly," Andrew Lipsman, vice president of industry analysis at comScore, told The Wall Street Journal. While Twitter in 2009 was also able to capture as many new visitors, Lipsman said it happened over several months--not three weeks.

Google+ allows you to build a social “circle” of friends, easily separating out family and friends from work contacts, and then lets you share comments, articles, photos, and videos with your designated “circle” of friends or even the public. Google+ also boasts a “hangout” feature that lets you do video chats to several contacts simultaneously.

Google+ features will eventually be incorporated into services like YouTube and in Google’s suite of online software for businesses.

Source: “Google+ Pulls in 20 Million in 3 Weeks,” The Wall Street Journal (July 22, 2011)

Couple Served Foreclosure Notice Via Facebook

Daily Real Estate News | June 22, 2011

Couple Served Foreclosure Notice Via Facebook 

For lenders who can’t find a defaulting home owner, they may turn to Facebook or other social networking sites to track them down. That’s what a lender in Australia did. The lender used Facebook to track the defaulting couple down and send them a foreclosure notice via the social networking site, AOL Real Estate reports.

The lender was unable to find a physical address or e-mail for a couple in Australia who defaulted on their six-figure mortgage. So the lender’s lawyer located them on Facebook, verifying the couple’s identities by matching up names, birthdates, and the fact that they “friended” one another.

Australian courts recently upheld the lender’s right to use Facebook to send foreclosure notices. The court ruled that the couple didn’t have any privacy protections on their Facebook accounts and were frequent visitors so it served as a reasonable way to send a notice.

While industry experts say they haven’t heard of lenders sending foreclosure notices via social networking sites in the United States, “it’s bound to happen,” Marc Rotenberg, president of the Electronic Privacy Information Center in Washington, told AOL Real Estate. "The real concern the courts have is whether it's a fair notice that the person actually receives."

As long as it’s obvious the person is a frequent user of the site, legal experts say the ability to serve foreclosure documents via social network sites seems like a justifiable way to send a foreclosure notice.

Source: “Your Facebook Status: Foreclosed,” AOL Real Estate (June 17, 2011)

Study: Tough Times Ahead for Rental Market

Daily Real Estate News | June 6, 2011

Study: Tough Times Ahead for Rental Market 

While there appears to be an excess in rental housing presently, renters will likely find a very challenging rental market in the months ahead as vacancy rates vanish and rents rise, warns The Harvard Joint Center for Housing Studies in its latest report on America’s rental housing.

Contributing to the challenge, a dwindling number of multifamily units are being built. Typically, the development of new multifamily housing needs plenty of lead time too. Therefore, as more people opt to rent, vacancy rates will continue to disappear, which will cause rents to rise.

Owners and investors of rental housing stand to profit in the coming months from the tightening rental market. But for renters, they’ll find the rental market increasingly challenging, the study says.

Single-family home foreclosures may help relieve some of the pressure in the rental market, according to the study. With the number of foreclosures skyrocketing, some of these single-family home foreclosures may add to the number of rental units and even help stabilize distressed neighborhoods that have been badly hit by the foreclosure crisis, the study says.

Source: “Harvard Study Warns of Rent Bubble,” RISMedia (June 2, 2011)

Recipe of the Month: May 2011

Homemade BBQ Sauce


Ingredients

• 1/2 cup ketchup
• 2 tablespoons brown sugar
• 2 tablespoons Worcestershire sauce
• 1 tablespoon cider vinegar
• 1 dash hot pepper sauce
• 1 teaspoon garlic powder
• 1/4 teaspoon mustard powder
• 1/4 teaspoon salt

Directions

1. In a small saucepan over medium heat, stir together the ketchup, brown sugar, Worcestershire sauce, vinegar, hot pepper sauce, garlic powder, mustard powder, and salt. Bring to a simmer, then remove from heat and allow to cool slightly before brushing on your favorite meat.

http://allrecipes.com/Recipe/Bar-B-Que-Sauce/Detail.aspx

I hope you'll give this a try because it's so tasty!

- Ashley

Monthly Garden Update: May 2011

I pretty much have my garden in full swing now!

Parsley Plant

Eucalyptus Plant

Rosemary Plant

Sugar Snap Peas and Green Beans

Coleus Plant

Tomatoes, Cucumbers, & Celery Plants

Awesome new flower from Sunrise!

Peach Flowers : )

My favorite yellow!

Beautiful!

I'm sure by the next post, I'll have a ton more flowers in the ground!

- Ashley

Recipe of the Month: April 2011

Chicken Marsala

I found this yummy Chicken Marsala recipe on my favorite website, allrecipes.com. 

Ingredients

• 1/4 cup all-purpose flour for coating
• 1/2 teaspoon salt
• 1/4 teaspoon ground black pepper
• 1/2 teaspoon dried oregano
• 4 skinless, boneless chicken breast halves - pounded 1/4 inch thick
• 4 tablespoons butter
• 4 tablespoons olive oil
• 1 cup sliced mushrooms
• 1/2 cup Marsala wine
• 1/4 cup cooking sherry

Directions

1. In a shallow dish or bowl, mix together the flour, salt, pepper and oregano. Coat chicken pieces in flour mixture.
2. In a large skillet, melt butter in oil over medium heat. Place chicken in the pan, and lightly brown. Turn over chicken pieces, and add mushrooms. Pour in wine and sherry. Cover skillet; simmer chicken 10 minutes, turning once, until no longer pink and juices run clear.

Here is the URL to the recipe: http://allrecipes.com/Recipe/Chicken-Marsala/Detail.aspx

I always read the feedback below and I modified it by not using cooking sherry. I also added a little bit of heavy cream to the sauce to make it a creamier marsala sauce. Let me know if you try it! It was delicious!

- Ashley